About TMD Specialist Finance

The specialist finance team behind one of the North East's most trusted mortgage brokerages

Specialist Lending Made Simple.

WHO WE ARE

TMD Specialist Finance is the specialist lending arm of The Mortgage Dog, a whole-of-market mortgage brokerage founded in Washington, Tyne and Wear in 2017. While The Mortgage Dog handles residential mortgages for first time buyers, home movers and remortgagers, TMD Specialist Finance was created to serve a different kind of client.

Property investors. Portfolio landlords. Developers. Business owners. Expats. Foreign nationals. Contractors. High net worth individuals with complex income structures.

People whose situations fall outside what a high street bank or standard mortgage broker can accommodate.

Since 2017 the group has arranged over £200 million in mortgages and finance for clients across the North East and the whole of the UK. We have over 200 five-star Google reviews. We are FCA regulated. And we are genuinely whole-of-market, with access to over 200 specialist lenders including challenger banks, private lenders, family offices, and specialist bridging and development finance providers.

We are not a call centre. We are not a comparison website. We are a team of experienced advisers who take the time to understand your situation and find the right solution, however complex it might be.

WHY TMD SPECIALIST FINANCE EXISTS

The mainstream mortgage market works well for straightforward cases. Employed buyers, standard properties, simple income structures. The moment a transaction steps outside those parameters, the high street either says no or offers terms that simply do not make commercial sense.

Danny founded TMD Specialist Finance because he kept seeing the same thing happen. Clients with genuinely good deals, experienced investors with solid portfolios, developers with viable projects, being let down by lenders who did not understand their situation or brokers who did not have the right lender relationships to help them.

TMD Specialist Finance was built to fill that gap. A dedicated specialist finance service with the lender access, the expertise, and the commitment to get complex deals done properly.

OUR TEAM

The same team behind The Mortgage Dog's residential success handles specialist finance enquiries at TMD Specialist Finance. Here is who you will be working with:

Danny, Founder and Managing Director

With over a decade of experience in financial services and a deep understanding of the mortgage and property market, Danny leads both The Mortgage Dog and TMD Specialist Finance. He is a portfolio landlord himself, which means he understands the investor mindset and the practical realities of property investment from personal experience, not just professional knowledge. His specialist areas include portfolio landlord finance, adverse credit, and complex property transactions.

Kieley, Senior Mortgage Adviser

Kieley has been arranging mortgage and finance solutions since 2014, with a particular talent for turning complex scenarios into workable solutions. With over a decade of experience across residential, specialist, and complex income cases, she brings a depth of knowledge that clients with unusual circumstances genuinely benefit from. Her approach is straightforward and practical, which is exactly what specialist finance clients need.

Stephen, Case Manager

Stephen is the engine that keeps everything running. He manages the paperwork, the process, and the communication that holds complex transactions together. In specialist finance, where deals often involve multiple parties, tight timescales, and detailed documentation, having someone with Stephen's attention to detail on your case makes a significant difference to how smoothly things progress.

Rachel, Client Services

Rachel makes sure every client knows exactly where their case stands at every stage. In specialist finance, where transactions can involve bridging lenders, valuers, solicitors, and development monitors all working simultaneously, clear and consistent communication is essential. Rachel ensures nothing falls through the gaps and every client is kept fully informed throughout.

Katie, Mortgage Adviser

Katie brings years of high street banking experience to the team, giving her a detailed understanding of how lenders assess applications and what they need to see. That inside knowledge is particularly valuable for specialist cases where lender criteria can be nuanced and presentation matters.

Tracy, Mortgage Adviser

Tracy brings over two decades of financial services experience, including an extensive background at NatWest. That level of experience across different market conditions and lending environments gives her a perspective that newer advisers simply cannot match. She is particularly strong on complex income structures and cases that require careful financial analysis.

WHERE WE ARE BASED

Our office is at 41a Spout Lane, Washington, Tyne and Wear, NE38 7HP. We are happy to meet face-to-face at our Washington office for clients who prefer it. For most specialist finance clients, particularly those based further afield, we work by phone, video call, and email, which is just as effective and considerably more convenient.

We work with clients across the whole of the UK. Distance is not an issue.

OUR CREDENTIALS

TMD Specialist Finance is a trading name of The Mortgage Dog Commercial Ltd, FCA Number 1047575, an Appointed Representative of Connect Mortgages, which is authorised and regulated by the Financial Conduct Authority.

The Mortgage Dog Commercial Ltd is registered in England and Wales under company number 16845257 at the registered address 41a Spout Lane, Washington, NE38 7HP.

We are whole-of-market with access to over 200 specialist lenders. All our advisers hold relevant professional qualifications including CeMAP. We carry professional indemnity insurance. We are committed to ongoing professional development and keeping our knowledge of the specialist finance market current.

OUR VALUES

We believe specialist finance clients deserve the same level of honest, straightforward advice that any other client does. We do not dress things up or tell clients what they want to hear. If a deal is not workable, we say so early and explain why. If there is a better structure or a better lender, we will find it. We work in your best interests, not ours.

We are transparent about costs, timescales, and risks. We explain things in plain English. We are available when you need us, including evenings and weekends. And we see every case through from initial enquiry to completion, not just until the paperwork is submitted.

READY TO DISCUSS YOUR REQUIREMENTS?

If you have a specialist finance requirement and want to work with a team that genuinely understands complex transactions, get in touch today.

📞 01915118550 📧 [email protected] 📍 41a Spout Lane, Washington, Tyne and Wear, NE38 7HP

For residential mortgage enquiries visit our sister site The Mortgage Dog.

Speak to a Specialist Today

Ready to Discuss Your Property Finance?

Whether you have a bridging requirement, an HMO to finance, a development to fund, or a complex case that has been turned down elsewhere, get in touch today for a free no-obligation conversation.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances.

TMD Specialist Finance is a trading name of The Mortgage Dog Commercial Ltd. The Mortgage Dog Commercial Ltd (FCA Number 1047575) is an Appointed Representative of Connect Mortgages, which is authorised and regulated by the Financial Conduct Authority. The Mortgage Dog Commercial Ltd. is registered in England and Wales under company number 16845257 at the registered address 41a Spout Lane, Washington, NE38 7HP. Not all Buy to Let Mortgages are regulated by The Financial Conduct Authority

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